Recommended Fund

What is Unit Trust?

A unit trust fund is a collective investment scheme, which pools the savings of investors with similar investment objectives in a special "trust" fund managed by professional fund managers. The pooled monies in the unit trust fund will then be invested in a diversified portfolio of securities and other assets in accordance with the unit trust fund's investment objectives and as permitted under the Securities Commission's (SC) Guidelines on Unit Trust Funds. The investment scheme of a unit trust fund can be illustrated as a tripartite relationship between the manager, the trustee and the unitholders. The manager is responsible for the management and operations of the unit trust fund whilst the trustee holds all the assets of the unit trust fund. The obligations and rights of each of the three parties are specified in the Deed, (a legal document entered into between the manager and the trustee, and registered with the SC). The Deed regulates the duties and responsibilities of the manager and the trustee with regard to the operations of the trust fund and protects the unitholders' interests.

Benefits of Investing?

Unit trust funds provide you with a simple, convenient and less time-consuming method of investing in securities compared to investing directly in the stock market or any other eligible market. As an investor you are able to benefit from the expertise of full-time professional fund managers without the need to worry about what kind of securities to buy and when to get in and out of the market. By investing in unit trust funds, you have the opportunity to spread your money over a diversified portfolio of assets which otherwise may not be possible on your own.

In brief, the benefits you will get to enjoy with unit trust investment are:

1. Professional investment services
2. Diversification opportunities and minimised risks
3. Affordability
4. Convenience
5. Liquidity

Six Simple Steps to Investing with CIMB Wealth Advisors.

1. Define your investment goals

2. Decide your time horizon and risk tolerance

3. Understand the products and decide what suits your investment portfolio

4. Practise asset allocation

5. Practise regular investment

6. Review and rebalance your investment portfolio from time to time

Source : CIMB Wealth Advisors

>>>TOP Recommended Fund for you to invest!<<<

The DALI Series

(1) CIMB Islamic DALI Equity Growth Fund (DALI)

• Investing in the Blue Chips listed in Bursa Malaysia, award-winning DALI has an excellent track record of 175% total return in 11 years.

FUND INFORMATION :

Portfolio Manager : Arnold Lim Boon Lay
Location : Kuala Lumpur, Malaysia
Domicile : Malaysia
Fun Currency : Ringgit Malaysia
Fund Size : RM 1.13 Billion
Fund Unit : 1.23 Billion Units

Fund Launch : 7 May 1998
Fund INception : 7 May 1998

Benchmark : FTSE Bursa Malaysia EMAS Shariah

Dealing : Daily (as per Bursa Malaysia trading day)
Application Fee : Up to 6.5%
Management fee : 1.50% p.a.
Trustee Fee : 0.08% p.a.
Unit NAV : RM 0.9209

ISIN Code : MYU1000BB003
Bloomberg Ticker : BHLPDAI MK

This Fund also been rewarded by the:

FAILAKA ISLAMIC FUND AWARD 2008

"BEST MALAYSIA EQUITY FUND THREE-YEARS"

(2) CIMB Islamic DALI Equity Fund (DALI2)

• A sequel to DALI, DALI2 invests approximately 50% of its assets in local equity and another 50% in foreign equity.
• It has a very similar performance to DALI with total return of 76% in 6 years.

FUND INFORMATION :

Portfolio Manager : Arnold Lim Boon Lay
Location : Kuala Lumpur, Malaysia
Domicile : Malaysia
Fund Currency : Ringgit Malaysia
Fund Size : RM 116.92 Billion
Fund Unit : 82.38 million units

Fund Launch : 30 April 2003
Fund Inception : 30 April 2003


Benchmark : 50% FTSE Bursa Malaysia EMAS Shariah Index + 50% Dow Jones Islami
Asia Pacific ex Japan.
Dealing : Daily (as per Bursa Malaysia trading day)
Application Fee : Up to 6.5%
Management Fee : 1.85% p.a.
Trustee Fee : 0.06% p.a. (min RM 18,000 p.a. )

Unit NAV : RM 1.4192

ISIN Code : MYU1000BC001
Bloomberg Ticket : BHLPDA2 MK

(3) CIMB Islamic DALI Equity Theme Fund (DALI3)

• Focusing in 4 major sectors in Malaysia, namely Oil & Gas, Plantations, Construction and Domestic Consumption.
• DALI3 was launch in February 2008 and has shown very similar performance to DALI since.

FUND INFORMATION :

Portfolio Manager : Joanne Mah
Location : Kuala Lumpur, Malaysia
Domicile : Malaysia
Fund Currency : Ringgit Malaysia
Fund Size : RM 421.25 million
Fund Unit : 1.82 billion Units

Fund Launch : 28 February 2008
Fund Inception : 28 February 2008

Benchmark : FTSE Bursa Malaysia EMAS Shariah Index
Dealing : Daily (as per Bursa Malaysia trading day)
Application Fee : Up tp 6.50%
Management Fee : Up to 1.50% p.a.
Trustee Fee : 0.08% p.a. (min RM 18,000.00 p.a.)

Unit NAV : RM 02316
ISIN Code: MYU1000BT005
Bloomberg Ticker : SBBSEQY MK

*Chart were based on the Fund Fact Sheet given by the company (CIMB Wealth Advisor) and as at July 2009
*Sheet will be inserted later for you to download.


For more information; Contact me:

Anis Adilla Normuhayat
CIMB Wealth Advisor
Lo : 00024933
0177266672 / 0136285253
anisadilla@gmail.com
www.cimb-wealthadvisors.com