Rebranding of Logo & CWA Websites

Dear Value investor,

CIMB wealth Advisor is rebranding the Logo and the official website. Please take note that the new Website will be : http://www.cwealthadvisors.com.my/

For more informations; contact me :

Anis Adilla Normuhayat

CIMB Wealth Advisor

Lo : 00024933

Mobile :0177266672

anisadilla@gmail.com

Career Seminar

CIMB Wealth Advisor Bhd (CWA) Organizing a:

Career Seminar

on 28 Jan st Renaissance Hotel Melaka at 7pm-10pm.

Cost : RM 128.00/pax.

Company have allocated 10 free seats for me.

Call me to grab them!!!

Investment Plan

There were several ways of investment plan that can suits your needs :

(1) Single Sum Investment

• Only Cheques accepted - payable to CIMB Wealth Advisors

(2) Autodebit with the following banks :

• Maybank (MBB)
• Bank Simpanan
• CIMB Bank BhdCIMB
• Credit Card
  
• EON
• RHB

(3) KWSP Investment Scheme

• In November 1996, KWSP provided greater flexibility for its members by allowing them to invest a part of their savings in approved financial institutions.
• The direct impact of this move is to provide members with more control over their savings giving the members a more active role in the investment of their own savings.

Method for investing in KWSP Scheme :
All in investment are to be made directly with CIMB Ealth Advisors.

The required Documents:

1. Statement of amount that can be invested
2. KWSP 9F AHL Form
3. Photostat sopy of Identity Card
4. Fund Application Form

Who is eligible???

• Balance in ACC 1 with KWSP is above required amount based on investor's age (refer chart 1)
• Have not reached the age of 55
• Eligible members are only allowed to invest not less than RM1000 but not more that 20% of any surplus bove required amount based on the invested age. (refer calculations given)
  

Chart 1

>>Click image to have a large view<<

HOW TO COMPUTE :

Example 1:

Current Date: 1 Jan 2008 (ALB)
Member’s DOB: 1 September 1980 (Actual Age: 27 years 3 months old)
Balance in Account 1: RM20,000
***Refer to Basic Savings of Account 1 : Age 27

Savings in Acc 1 :RM20,000
(-) Basic Savings :RM12,000
Excess Amount :RM 8,000

Member can invest : RM8,000 x 20% = RM1,600

Example 2 :

Current Date: 1 Jan 2008 (ANB)
Member’s DOB: 1 April 1980 (Actual Age: 27 years 9 months old)
Balance in Account 1:RM20,000
***Refer to Basic Savings of Account 1 : Age 28

Savings in Acc 1 :RM20,000
(-) Basic Savings :RM14,000
Excess Amount :RM 6,000

Member can invest : RM6,000 x 20% = RM1,200

Example 3 :

Current Date: 1 Feb 2008 (ALB)
Member’s DOB: 1 December 1970 (Actual Age: 38 years 2 months old)
Balance in Account 1:RM60,000
***Refer to Basic Savings of Account 1 : Age 38

Savings in Acc 1 :RM60,000
(-) Basic Savings :RM37,000
Excess Amount :RM23,000

Member can invest : RM23,000 x 20% = RM4,600

Question & Answer :

How often can you withdraw?
Ans : Every 3 months (based on disbursement date from KWSP)

Can you invest in any Unit Trust?
Ans : No. You can only invest in Unit Trust that are approved by KWSP.


For more information; Contact me:

Anis Adilla Normuhayat
CIMB Wealth Advisor
Lo : 00024933
0177266672 / 0136285253
anisadilla@gmail.com
www.cimb-wealthadvisors.com

Recommended Fund

What is Unit Trust?

A unit trust fund is a collective investment scheme, which pools the savings of investors with similar investment objectives in a special "trust" fund managed by professional fund managers. The pooled monies in the unit trust fund will then be invested in a diversified portfolio of securities and other assets in accordance with the unit trust fund's investment objectives and as permitted under the Securities Commission's (SC) Guidelines on Unit Trust Funds. The investment scheme of a unit trust fund can be illustrated as a tripartite relationship between the manager, the trustee and the unitholders. The manager is responsible for the management and operations of the unit trust fund whilst the trustee holds all the assets of the unit trust fund. The obligations and rights of each of the three parties are specified in the Deed, (a legal document entered into between the manager and the trustee, and registered with the SC). The Deed regulates the duties and responsibilities of the manager and the trustee with regard to the operations of the trust fund and protects the unitholders' interests.

Benefits of Investing?

Unit trust funds provide you with a simple, convenient and less time-consuming method of investing in securities compared to investing directly in the stock market or any other eligible market. As an investor you are able to benefit from the expertise of full-time professional fund managers without the need to worry about what kind of securities to buy and when to get in and out of the market. By investing in unit trust funds, you have the opportunity to spread your money over a diversified portfolio of assets which otherwise may not be possible on your own.

In brief, the benefits you will get to enjoy with unit trust investment are:

1. Professional investment services
2. Diversification opportunities and minimised risks
3. Affordability
4. Convenience
5. Liquidity

Six Simple Steps to Investing with CIMB Wealth Advisors.

1. Define your investment goals

2. Decide your time horizon and risk tolerance

3. Understand the products and decide what suits your investment portfolio

4. Practise asset allocation

5. Practise regular investment

6. Review and rebalance your investment portfolio from time to time

Source : CIMB Wealth Advisors

>>>TOP Recommended Fund for you to invest!<<<

The DALI Series

(1) CIMB Islamic DALI Equity Growth Fund (DALI)

• Investing in the Blue Chips listed in Bursa Malaysia, award-winning DALI has an excellent track record of 175% total return in 11 years.

FUND INFORMATION :

Portfolio Manager : Arnold Lim Boon Lay
Location : Kuala Lumpur, Malaysia
Domicile : Malaysia
Fun Currency : Ringgit Malaysia
Fund Size : RM 1.13 Billion
Fund Unit : 1.23 Billion Units

Fund Launch : 7 May 1998
Fund INception : 7 May 1998

Benchmark : FTSE Bursa Malaysia EMAS Shariah

Dealing : Daily (as per Bursa Malaysia trading day)
Application Fee : Up to 6.5%
Management fee : 1.50% p.a.
Trustee Fee : 0.08% p.a.
Unit NAV : RM 0.9209

ISIN Code : MYU1000BB003
Bloomberg Ticker : BHLPDAI MK

This Fund also been rewarded by the:

FAILAKA ISLAMIC FUND AWARD 2008

"BEST MALAYSIA EQUITY FUND THREE-YEARS"

(2) CIMB Islamic DALI Equity Fund (DALI2)

• A sequel to DALI, DALI2 invests approximately 50% of its assets in local equity and another 50% in foreign equity.
• It has a very similar performance to DALI with total return of 76% in 6 years.

FUND INFORMATION :

Portfolio Manager : Arnold Lim Boon Lay
Location : Kuala Lumpur, Malaysia
Domicile : Malaysia
Fund Currency : Ringgit Malaysia
Fund Size : RM 116.92 Billion
Fund Unit : 82.38 million units

Fund Launch : 30 April 2003
Fund Inception : 30 April 2003


Benchmark : 50% FTSE Bursa Malaysia EMAS Shariah Index + 50% Dow Jones Islami
Asia Pacific ex Japan.
Dealing : Daily (as per Bursa Malaysia trading day)
Application Fee : Up to 6.5%
Management Fee : 1.85% p.a.
Trustee Fee : 0.06% p.a. (min RM 18,000 p.a. )

Unit NAV : RM 1.4192

ISIN Code : MYU1000BC001
Bloomberg Ticket : BHLPDA2 MK

(3) CIMB Islamic DALI Equity Theme Fund (DALI3)

• Focusing in 4 major sectors in Malaysia, namely Oil & Gas, Plantations, Construction and Domestic Consumption.
• DALI3 was launch in February 2008 and has shown very similar performance to DALI since.

FUND INFORMATION :

Portfolio Manager : Joanne Mah
Location : Kuala Lumpur, Malaysia
Domicile : Malaysia
Fund Currency : Ringgit Malaysia
Fund Size : RM 421.25 million
Fund Unit : 1.82 billion Units

Fund Launch : 28 February 2008
Fund Inception : 28 February 2008

Benchmark : FTSE Bursa Malaysia EMAS Shariah Index
Dealing : Daily (as per Bursa Malaysia trading day)
Application Fee : Up tp 6.50%
Management Fee : Up to 1.50% p.a.
Trustee Fee : 0.08% p.a. (min RM 18,000.00 p.a.)

Unit NAV : RM 02316
ISIN Code: MYU1000BT005
Bloomberg Ticker : SBBSEQY MK

*Chart were based on the Fund Fact Sheet given by the company (CIMB Wealth Advisor) and as at July 2009
*Sheet will be inserted later for you to download.


For more information; Contact me:

Anis Adilla Normuhayat
CIMB Wealth Advisor
Lo : 00024933
0177266672 / 0136285253
anisadilla@gmail.com
www.cimb-wealthadvisors.com

Agihan Pendapatan ASB 2009

Agihan pendapatan ASB (Amanah Saham Bumiputera) adalah sebanyak 7.30 sen seunit dan bonus 1.25 sen pada akhir tahun 2009. Bermakna hanya 8.55% keuntungan yang diperoleh. - Utusan


Berbanding dengan Saham Amanah yang membawa pulangan 17% p.a. (flat rate terendah setakat ini). Mana yang anda inginkan? 8.55% ataupun keuntungan yang menjana hampir 200% selama 10 tahun (20% p.a.) melalui Saham Amanah?

Hubungi saya untuk mendapatkan nasihat kewangan anda dan pelajari rahsianya disini.

Contact me;

Anis Adilla Normuhayat
CIMB Wealth Advisor
Lo : 00024933
0177266672 / 0136285253
anisadilla@gmail.com
www.cimb-wealthadvisors.com

Announcement!!!

Dear valued customers; our Famous Fund DALI 2 is declaring 40% bonus on 15

December. In addition to it, CWA is celebrating it's 20th Anniversary in
Jan 2010, conjunction to that the company is giving gold coins weighing 15g to those who make a total investment of RM 600,000.00!! We will
also launching an ISLAMIC GLOBAL COMMODITY FUND in this January; so prepare you excess cash for the great fund and rewards!

:)

Contact me;

Anis Adilla Normuhayat
CIMB Wealth Advisor
Lo : 00024933
0177266672 / 0136285253
anisadilla@gmail.com
www.cimb-wealthadvisors.com

Why Us?

We specialize in marketing the Islamic financial products and services offered by CIMB Group via CIMB Wealth Advisors Bhd. SCSB provides a Total Financial Solution service to its customers. It also facilitates the needs of both retail and corporate clients should they require any single or combined elements of the Total Financial Solution.

First 9 step that you have to know in order to TRUST us :

Professional Management
All investments are managed by full-time professional fund managers. Investment decisions are supported by extensive research, market analysis and vigilant monitoring of the economic and market environment. The fund manager has the requisite expertise, experience and quantitative tools needed for securities valuation and selection.


Diversification Opportunities and Minimized Risks
Investment in unit trust funds provides the opportunity to spread the investments over a diversified portfolio of assets which otherwise quite impossible for investors with limited resources. This will potentially bring returns with lower risks as compared to investing directly in the stock market or any other eligible market.

Affordable
The typical minimum amount to start an investment in unit trust funds in Malaysia is only RM1000. It allows the investor to hold shares in like >50 counters!

Liquidity
Unlike investments in fixed assets such as land and properties which take longer time to liquidate, investors of unit trust can sell all or part of their unit holdings to the manager on any business day, in accordance to the manager’s period of payment of redemption, which is usually less than 10 working days.

Funds for all types of people
There are many types of unit trust funds for you to choose from - different risk exposures, different expected returns, different investment objectives etc.

Safe and secure
The nature of the business makes unit trust a simpler business. The existence of independent trustees also ensures the assets of the fund remains safe and secure. Besides, unit trust industry in Malaysia is closely governed by the Securities Commission, Bank Negara and must comply with the Securities Commission Act 1993.

Convenience
Investment in unit trust funds eliminates the paperwork that comes with managing an individual’s own securities portfolio. It is very easy to purchase or sell back at the investors own discretion. Furthermore, the manager will send the unit trust fund’s interim and annual reports to keep investors informed of the performance of the fund.

Tax Benefits
The taxation of unit trusts is governed by Section 61 of the Income Tax Act, 1967. The income of unit trusts is assessed and charged to tax separately from the income of the unit holders. The income of a unit trust may consist of dividends, interest or profit and gain from sale of investments and returns on bonds. Gains and disposal of investments by the unit trust will be not be subjected to income tax.

Better Returns
It has been proven through history that the returns from Unit Trust investment are higher compared to most of other investment methods for cash, such as Fixed Deposits, Savings and Current Accounts. It is hence an excellent hedge against inflation.

Why You Have To Choose Us; CIMB Wealth Advisor?
Click on the Image to have a clearer views!!!

This is the MAIN REASON that you have to choose CIMB Wealth Advisor as you Financial Solution. This prestige's recognitions and awards prove us to be the leading Unit Trust Management in Malaysia.